Titus Tumaini
Banker
Dar es Salaam
Summary
Dynamic and results-oriented professional with extensive experience in credit risk analysis and financial management, notably at CRDB Bank Plc. Excelled in microfinance loan portfolio management and SME lending credit analysis, showcasing robust financial statement expertise and managerial skills. Proven track record in enhancing compliance and reducing delinquencies, demonstrating a keen ability to drive financial success and operational efficiency.
Overview
27
27
years of professional experience
Work History
Trainee
National Development Corporation
Dar es Salaam
06.1998
- Field report paper on a the role of NDC in Economic development of Tanzania
- Data collection for updating NDC investment data bank.
- Masters thesis. The Role of SACCOS in Economic Development of Tanzania
Principal Credit Risk Analyst
CRDB Bank PLc
Dar es Salaam
08.2018 - Current
- Responsible for overall Credit Risk Management on Banks Loan Portfolio.
- Independent Credit risk review on Credit Products and processes
- Process and Credit Products risk assessment for any new and existing products.
- Monitor departmental risk registers.
- Follow up closure of identified gaps in all credit related independent review.
- Monitor performance of key Credit risk KPI.
- Business analytics on loan portfolio performance
- Preparation of Monthly Credit risk reporting
Principal Credit Risk Analyst -SME
CRDB Bank Plc
Dar es Salaam
05.2017 - 07.2018
- Responsible for SME-Lending Credit Analysis
Head of Credit
CRDB Microfinance Subsidiary Company
Dar es Salaam
01.2013 - 04.2017
- Responsible for Overall Company's Microfinance Loan Portfolio Management
Education
Management Development Program -
University of Sterling Bosch-South Africa
12.2015
Agricultural Finance Course -
Kenya School of Monetary Studies
11.2011
Master Degree - Business Administration-Corporate Management
Mzumbe University (Chuo Kikuu Mzumbe)
Dar es Salaam12.2010
Microfinance Policy Primer for Non Specialists -
Institute of World Bank
Washington, DC06.2002
Advance Diploma - Advanced Diploma in Economics & Planning
IDM-Mzumbe
Morogoro12.1998
Skills
- Credit Risk Analysis Skills
- Financial Management
- Managerial skills
- Agile Project Management
- Microfinance Knowledge
- Agriculture Finance
- Financial statement review
- Compliance assessments
- Loan recommendations
- Financial statements expertise
- Delinquency monitoring
Languages
- English
- Swahili
Hobbies and Interests
- Gardening
- Music Dancing.
- Reading
Personal Information
- Place of Birth: Kilimanjaro
- Title: Principal Credit Risk Analyst
- Date of Birth: 03/01/73
- Nationality: Tanzanian
References
Exavery Makwi
Director of Credit-CRDB Bank Plc
Box 268 DSM
Phone:0754391794.
Erick Kabuka
Senior Manager Credit Risk
Risk and Compliance Department
Box 268 DSM
Phone.0767210381
Timeline
Principal Credit Risk Analyst
CRDB Bank PLc
08.2018 - Current
Principal Credit Risk Analyst -SME
CRDB Bank Plc
05.2017 - 07.2018
Head of Credit
CRDB Microfinance Subsidiary Company
01.2013 - 04.2017
Trainee
National Development Corporation
06.1998
Management Development Program -
University of Sterling Bosch-South Africa
Agricultural Finance Course -
Kenya School of Monetary Studies
Master Degree - Business Administration-Corporate Management
Mzumbe University (Chuo Kikuu Mzumbe)
Microfinance Policy Primer for Non Specialists -
Institute of World Bank
Advance Diploma - Advanced Diploma in Economics & Planning
IDM-Mzumbe
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