THOMAS DANIEL MSELE is a Accountant by profession,looking forward to a challenging job position in respect to my profession so as I can fully apply the knowledge,skills,selfmotivation,creativity,consistency,passion,experience,good communication skills and ability to deal with challenges that I have to ensure overall goal of the organisation is reached.I am thirsty and willing to learn,flexible when it comes to adapting to new environment. Also I am strong believe I can be a real and immediate asset to an already successful organisation.
Overview
2
2
years of professional experience
Work History
Credit Officer
ENTERPRISE FINANCE LIMITED
06.2025 - Current
Collaborated with management to evaluate credit strategies and develop improvements.
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Interviewed credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Investigated and evaluated customers for creditworthiness and potential risk factors.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Verified application and account details to accurately asses credit and financial risks of potential clients.
Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
Facilitated timely decision-making on loan applications through clear communication with internal stakeholders and prompt resolution of any queries or discrepancies.
Conducted in-depth industry research to identify potential risks or opportunities within specific sectors, informing credit portfolio management decisions.
ACCOUNTANT( FIELD PRACTICAL TRAINEE)
BL HOTEL
DAR ES SALAAM
08.2023 - 10.2023
Handled day-to-day accounting processes to drive financial accuracy.
Reconciled accounts and reviewed expense data, net worth, and assets.
Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
Maintained up-to-date knowledge on professional accounting standards to manage financial recordkeeping.
Managed cash flow effectively, ensuring all company liabilities were met in a timely manner and surplus funds were invested wisely.
Maintained accurate records of fixed assets, including acquisition costs, depreciation schedules, and current values for insurance purposes.
Detected and corrected mistakes early on and implemented systems to avoid recurring issues.
Prepared and filed tax forms to meet needs of customers.
Improved financial reporting accuracy through meticulous data analysis and reconciliation efforts.
Improved budget forecasting accuracy with detailed variance analysis between actual and budgeted figures.
DIRECT SALES REPRESENTATIVE
CRDB BANK PLC
DODOMA
01.2024 - 02.2025
Collaborated with team members to exceed sales targets, fostering a competitive yet supportive environment.
Enhanced customer satisfaction by providing customized product solutions and building rapport through exceptional communication.
Established trust with clients through transparent negotiations, ethical practices, and excellent service delivery standards.
Prioritized time management skills to handle multiple client accounts simultaneously while maintaining high-quality interactions.
Assessed competitor activities and adjusted selling approaches accordingly to maintain a competitive edge in the market landscape.
Gained customer trust and confidence by demonstrating compelling, persuasive and composed professional demeanor.
Met with customers to discuss and ascertain needs, tailor solutions and close deals.
Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
Stayed current on company offerings and industry trends.
Attended monthly sales meetings and quarterly sales trainings.
Education
BACHELOR OF COMMERCE - ACCOUNTING
THE UNIVERSITY OF DODOMA
01.2024
EGM - ECONOMICS, GEOGRAPHY AND ADVANCED MATHEMATICS
IWAWA HIGH SCHOOL
01.2021
Skills
Ability to solve problems
Excellent communication skills
Convincing power
Computer skills
Leadership skills
Critical analysis skills
Languages
English
Swahili
Hobbies and Interests
Follow up current and Local news
Study tours and travelling
Different cultural and traditional exploration
Timeline
Credit Officer
ENTERPRISE FINANCE LIMITED
06.2025 - Current
DIRECT SALES REPRESENTATIVE
CRDB BANK PLC
01.2024 - 02.2025
ACCOUNTANT( FIELD PRACTICAL TRAINEE)
BL HOTEL
08.2023 - 10.2023
BACHELOR OF COMMERCE - ACCOUNTING
THE UNIVERSITY OF DODOMA
EGM - ECONOMICS, GEOGRAPHY AND ADVANCED MATHEMATICS
Management Executive at Jammu and Kashmir Development Finance Corporation Limited (Govt. of India Enterprise)Management Executive at Jammu and Kashmir Development Finance Corporation Limited (Govt. of India Enterprise)
Assistant Transporter Officer (Local and Transit) at BT Agri Investment GlobalAssistant Transporter Officer (Local and Transit) at BT Agri Investment Global