THOMAS DANIEL MSELE
ACCOUNTANT
DAR ES SALAAM
Summary
THOMAS DANIEL MSELE is a Accountant by profession,looking forward to a challenging job position in respect to my profession so as I can fully apply the knowledge,skills,selfmotivation,creativity,consistency,passion,experience,good communication skills and ability to deal with challenges that I have to ensure overall goal of the organisation is reached.I am thirsty and willing to learn,flexible when it comes to adapting to new environment. Also I am strong believe I can be a real and immediate asset to an already successful organisation.
Overview
2
2
years of professional experience
Work History
Credit Officer
ENTERPRISE FINANCE LIMITED
06.2025 - Current
- Collaborated with management to evaluate credit strategies and develop improvements.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Interviewed credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Verified application and account details to accurately asses credit and financial risks of potential clients.
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Facilitated timely decision-making on loan applications through clear communication with internal stakeholders and prompt resolution of any queries or discrepancies.
- Conducted in-depth industry research to identify potential risks or opportunities within specific sectors, informing credit portfolio management decisions.
ACCOUNTANT( FIELD PRACTICAL TRAINEE)
BL HOTEL
DAR ES SALAAM
08.2023 - 10.2023
- Handled day-to-day accounting processes to drive financial accuracy.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Maintained up-to-date knowledge on professional accounting standards to manage financial recordkeeping.
- Managed cash flow effectively, ensuring all company liabilities were met in a timely manner and surplus funds were invested wisely.
- Maintained accurate records of fixed assets, including acquisition costs, depreciation schedules, and current values for insurance purposes.
- Detected and corrected mistakes early on and implemented systems to avoid recurring issues.
- Prepared and filed tax forms to meet needs of customers.
- Improved financial reporting accuracy through meticulous data analysis and reconciliation efforts.
- Improved budget forecasting accuracy with detailed variance analysis between actual and budgeted figures.
DIRECT SALES REPRESENTATIVE
CRDB BANK PLC
DODOMA
01.2024 - 02.2025
- Collaborated with team members to exceed sales targets, fostering a competitive yet supportive environment.
- Enhanced customer satisfaction by providing customized product solutions and building rapport through exceptional communication.
- Established trust with clients through transparent negotiations, ethical practices, and excellent service delivery standards.
- Prioritized time management skills to handle multiple client accounts simultaneously while maintaining high-quality interactions.
- Assessed competitor activities and adjusted selling approaches accordingly to maintain a competitive edge in the market landscape.
- Gained customer trust and confidence by demonstrating compelling, persuasive and composed professional demeanor.
- Met with customers to discuss and ascertain needs, tailor solutions and close deals.
- Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
- Stayed current on company offerings and industry trends.
- Attended monthly sales meetings and quarterly sales trainings.
Education
BACHELOR OF COMMERCE - ACCOUNTING
THE UNIVERSITY OF DODOMA
01.2024
EGM - ECONOMICS, GEOGRAPHY AND ADVANCED MATHEMATICS
IWAWA HIGH SCHOOL
01.2021
Skills
- Ability to solve problems
- Excellent communication skills
- Convincing power
- Computer skills
- Leadership skills
- Critical analysis skills
Languages
English
Swahili
Hobbies and Interests
- Follow up current and Local news
- Study tours and travelling
- Different cultural and traditional exploration
Timeline
Credit Officer
ENTERPRISE FINANCE LIMITED
06.2025 - Current
DIRECT SALES REPRESENTATIVE
CRDB BANK PLC
01.2024 - 02.2025
ACCOUNTANT( FIELD PRACTICAL TRAINEE)
BL HOTEL
08.2023 - 10.2023
BACHELOR OF COMMERCE - ACCOUNTING
THE UNIVERSITY OF DODOMA
EGM - ECONOMICS, GEOGRAPHY AND ADVANCED MATHEMATICS
IWAWA HIGH SCHOOL
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