Scholastica Peter Makondo
Dar es Salaam,Tanzania
Summary
Dedicated Credit Officer knowledgeable about assessing financial documents, organizing applications, and providing recommendations for approval or disapproval. Meticulously organized and systematic with strong judgment and critical thinking skills. Looking for a permanent role with room for career growth.
Overview
12
12
years of professional experience
Work History
Senior Credit Officer
Victoria Finance Plc
Dar es Salaam, Tanzania
02.2015 - Current
- Requested financial documents from customers.
- Analyzed and prepared existing borrower reports and reviews to track repayments and compliance with loan agreements.
- Investigated customer complaints about billing errors or disputes regarding account balances.
- Prepared and submitted loan applications to underwriters.
- Collected and organized loan documents before submission to underwriting.
- Recommended approval or disapproval of different loan types based on established criteria.
- Assisted in developing strategies for mitigating potential credit risks.
- Reviewed and analyzed credit reports, financial statements, and other relevant documents to determine the risk associated with extending credit to customers.
- Followed banking requirements and government lending regulations.
- Conducted credit reviews on corporations to assess financial conditions.
Credit officer
Tujijenge Tanzania
02.2012 - 01.2014
- Opening and Registering of new accounts for the purpose of increasing the customer base
- Dealing with Customers Claims
- Develop and monitoring of the existing and new customers
- Attending Regular Customers
- Opening New accounts
- Marketing the new products and services by enhancing the existing new customers and expanding Funds growth.
Education
Customer Services Training -
CRDB Microfinance Services Company LTD
06.2012
Micro Computer Applications -
University Computing Centre (UCC-Mwanza)
05.2011
Bachelor of Business Administration -
ST. John's University of Tanzania (SJUT- Dodoma)
11-2010
Diploma in Rural Development Planning-DDP -
Institute of Rural Development Planning (IRDP- Dodoma)
11-2007
Certificate in Rural Development Planning - CRP -
Institute of Rural Development Planning (IRDP-Dodoma)
11-2006
Certificate of Secondary School Education - CSSE -
Liberty Secondary School- (Dar Es Salaam)
11-2004
Some College (No Degree) - GENDER
FRANKFURT SCHOOL OF FINANCE AND MANAGEMENT
Skills
- Good ability to adopt multi-cultural environment
- Good communication skills
- Team work spirit
- Customer care proficiency
- Risk Mitigation Strategies
- Cash Flow Analysis
- Documentation Review
- Credit Underwriting
Personal Information
- Date of Birth: 10/08/87
- Gender: Female
- Nationality: Tanzania
- Marital Status: Married
- Mobile No: 0717129695
Competence
- Credit operations
- Sales & Marketing
- Business analysis
Languages
English and Swahili (Fluent in speaking and writing)
Accomplishments
- Best Credit Relation officer 2023- awarded
- Best in Disbursement 2002-awarded
- Best in Collection 2002 -awarded
Timeline
Senior Credit Officer
Victoria Finance Plc
02.2015 - Current
Credit officer
Tujijenge Tanzania
02.2012 - 01.2014
Customer Services Training -
CRDB Microfinance Services Company LTD
Micro Computer Applications -
University Computing Centre (UCC-Mwanza)
Bachelor of Business Administration -
ST. John's University of Tanzania (SJUT- Dodoma)
Diploma in Rural Development Planning-DDP -
Institute of Rural Development Planning (IRDP- Dodoma)
Certificate in Rural Development Planning - CRP -
Institute of Rural Development Planning (IRDP-Dodoma)
Certificate of Secondary School Education - CSSE -
Liberty Secondary School- (Dar Es Salaam)
Some College (No Degree) - GENDER
FRANKFURT SCHOOL OF FINANCE AND MANAGEMENT
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