Open To Work
Ronaldo Mrema
Dar es Salaam
Summary
Credit evaluation professional with over four years of experience in client origination. Expertise in assessing counterparty credit risk and preparing proposals for credit committees. Demonstrated success in managing credit risk within acceptable limits. Aiming to apply credit evaluation and client engagement skills in a senior analyst position in business banking commercial.
Overview
5
5
years of professional experience
Work History
Analyst: Client Origination
NMB Bank Plc
Dar es Salaam
11.2022 - Current
- Supported corporate agricultural and government clients with portfolios exceeding TZS 290 billion in credit exposure.
- Evaluated credit risk through negotiations to assess business viability.
- Assessed counterparty and industry risks using cash flow analysis and risk-based pricing tools.
- Analyzed financial and non-financial data to identify associated risks.
- Prepared and presented credit proposals for approval by credit committees.
- Ensured compliance with internal policies and regulations set by Bank of Tanzania.
- Developed an intern program, coaching juniors in credit application drafting and analysis.
- Utilized Microsoft Excel for modeling, PowerPoint for presentations, and Word for documentation.
Intern
NMB Bank Plc
Dar Es Salaam, Tanzania
09.2021 - 08.2022
- Conducted credit appraisals in collaboration with senior analysts and relationship managers.
- Prepared biweekly reports to monitor oil marketing portfolio amid volatile market conditions.
- Generated status reports on ongoing and approved credit applications biweekly.
Education
Bachelor of Commerce - Banking & Financial Services
University of Dar Es Salaam
Ubungo, Dar Es Salaam, Tanzania01-2021
Skills
- Client relationship management
- Risk assessment
- Financial modeling and analysis
- Credit proposal development
- Regulatory compliance
- Portfolio monitoring
- Technical proficiency in Excel
- Analytical problem solving
- Presentation skills
Work Preference
Job Search Status
Open to workWork Type
Full TimePart TimeContract WorkGig WorkLocation Preference
On-SiteRemoteHybridSalary Range
Sh3000000/yr - Sh50000000/yrTimeline
Analyst: Client Origination
NMB Bank Plc
11.2022 - Current
Intern
NMB Bank Plc
09.2021 - 08.2022
Bachelor of Commerce - Banking & Financial Services
University of Dar Es Salaam