RODNEY EDMUND
Daresalaam,Tanzania
Summary
A graduate Real Estate Analyst with background in conducting real estate market research, underwriting investment opportunities, and forecasting real estate trends. Strengths include advanced financial modeling skills, comprehensive understanding of real estate economics, and ability to communicate complex analytical data effectively to stakeholders. I have impacted previous roles as a real estate proffesion as consultant ,broker,development manager and financial analyst by contributing to sound investment decisions based on robust analysis and insightful evaluations of property values.
Overview
7
7
years of professional experience
Work History
Real Estate Development Manager
HAWK Constructiona Company
Daresalaam, TZ
09.2024 - Current
- Developing and managing budgets for development projects, optimizing resource allocation.
- Coordinating with stakeholders to ensure successful delivery of projects on time and within budget.
- Securing timely financing of projects.
Mortgage Underwriter
TCB bank
Daresalaam, TZ
07.2023 - 10.2023
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Collaborated with loan officers and processors to obtain necessary documentation for underwriting process.
- Analyzed financial documents such as tax returns, bank statements and credit reports to determine borrower's ability to repay the loan.
- Conducted thorough reviews of self-employed applicants' income to ascertain sustainable earnings for loan repayment.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
- Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.
- Collaborated with company members to review loan approval processes.
- Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
- Issued clear written conditions for approval of mortgage loans.
- Analyzed property appraisals to ensure value and condition meet loan requirements.
- Developed and recommended personal or commercial loan packages for clients.
- Identified potential issues related to title, appraisals, insurance coverage.
Real Estate Office Assistant
Watumishi Housing Investments
Daresalaam, TZ
07.2022 - 09.2022
- Assisted with administrative duties such as filing, photocopying, scanning documents and data entry into database systems.
- Processed and prepared business and expense reports.
- Provided administrative support to real estate team, including data entry and file management.
- Managed expense reports and processed invoices related to real estate operations.
- Assisted in the preparation of presentations for potential buyers and sellers of properties.
- Performed property inspections when needed to ensure compliance with regulations.
- Conducted market research and compiled data on recent property sales.
- Managed client database and maintained accurate and up-to-date contact information.
- Conducted follow-up with clients post-sale or lease to ensure satisfaction.
- Collected rent payments from tenants and deposited them into company accounts.
Credit Analyst
Diamond Trust Bank,Tanzania
Daresalaam, TZ
07.2021 - 10.2021
- Utilized credit scoring models to rank clients based on their credit risk.
- Collaborated with loan officers and underwriters to structure credit solutions that meet clients' needs.
- Conducted detailed financial analysis on clients to assess creditworthiness and recommend credit limits.
- Implemented risk assessment tools and techniques to improve the accuracy of credit evaluations.
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Evaluated the performance of existing customers by analyzing their past repayment behavior as well as current account status.
- Developed and maintained relationships with clients to gather necessary financial information and documentation.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Analyzed customer payment histories to assess credit risk profiles.
- Communicated regularly with borrowers throughout the application process.
- Assessed customer credit files regularly to review receivables.
- Collaborated with other departments within the organization to ensure efficient processing of loan applications.
- Managed workload to meet tight deadlines for credit analysis reports and loan decisioning.
- Interpreted complex financial data such as balance sheets, cash flow statements and income statements.
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Requested financial documents from customers.
- Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
Real Estate Assistant
HAWK constructiona Company
Daresalaam, TZ
06.2018 - 08.2020
- Conducting a number of real estate market research,financial analysis and real estate investment feasibility studies to support making informed decision making.
- Managed 35 real estate properties and oversee day 2 day operations and managed to increase property rental incomes by 150% to the company.
- Oversee and managed more than 50 real estate development projects (residential,commercial cum residential and commercial projects) at a given project timeline and budget.
- Advisory services on real estate market trends,more than 20 property valuations and portfolio optimization.
Education
Bachelor of Science - Real Estate Finance And Investment
Ardhi University
Daresalaam,Tanzania12-2024
High School Diploma -
St.Josephs Cathedral High School
Daresalaam,Tanzania05-2014
Skills
- Asset appraisal
- Credit analysis
- Property inspection
- Development planning
- Construction management
- Portfolio management
- Investment analysis
- Site selection
- Cash flow analysis
- Microsoft Excel
- Highest and best use analysis
- Feasibility studies
- Property valuation
- Site development
- Tenant relations
- Performance reporting
- Capital expenditures
- Space planning
- Facilities management
- Property inspections
- Real estate transactions
- Property management
- Due diligence
- Rent collection
- Team development
- Permitting process
- Zoning regulations
- Project Support
- Real estate financing
- Document preparation
Languages
Swahili
First Language
English
Proficient
C2
French
Beginner
A1
Timeline
Real Estate Development Manager
HAWK Constructiona Company
09.2024 - Current
Mortgage Underwriter
TCB bank
07.2023 - 10.2023
Real Estate Office Assistant
Watumishi Housing Investments
07.2022 - 09.2022
Credit Analyst
Diamond Trust Bank,Tanzania
07.2021 - 10.2021
Real Estate Assistant
HAWK constructiona Company
06.2018 - 08.2020
Bachelor of Science - Real Estate Finance And Investment
Ardhi University
High School Diploma -
St.Josephs Cathedral High School