Work Preference
Summary
Overview
Work History
Education
Skills
Certification
LANGUAGES
References
Accomplishments
QUALITIES
HOBBIES AND INTEREST
Timeline
Generic
RAHIMU ATHMANI MKOKO
Open To Work

RAHIMU ATHMANI MKOKO

ZANZIBAR

Work Preference

Job Search Status

Open to work
Desired start date: Open to discussion

Desired Job Title

Business Growth and Development Manager (BGDM)Relationship Manager – MSMEInvestment ManagerRelationship officer/Credit officerBranch Manager

Work Type

Full TimeConsulting

Location Preference

On-SiteRemote
Location: ZANZIBAR, TZ
Open to relocation: Yes

Salary Range

Sh72000000/yr - Sh96000000/yr

Important To Me

Career advancementWork-life balanceTeam Building / Company Retreats

Summary

Banking professional with expertise in SME financing, credit risk management, and customer relationship development. Proven ability to manage end-to-end lending processes, drive business growth, and maintain high portfolio quality. Achieved recognition as Overall Best Employee 2024 at Tanzania Commercial Bank Plc and awarded Agricultural SME Lending Champion by Aceli Africa in 2024. Goal-oriented individual seeking to gain work experience and apply leadership skills. Possesses strong objective to serve customers, renew contracts and preserve trusting relationships. Flexible to work in fast-paced environments.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Business Growth and Development Manager (BGDM)

Equity Bank (T) Limited
Zanzibar
01.2026 - Current
  • Spearheaded branch business growth strategy to enhance deposit mobilization and promote alternative banking channel adoption.
  • Spearheaded identification and development of new market opportunities to drive revenue growth and enhance market share.
  • Spearheaded design and execution of business development and marketing strategies aligned with overarching bank objectives.
  • Executed comprehensive market intelligence research on customer behavior, competitor activities, and industry trends.
  • Assisted in generating and managing sales leads. Addressed client inquiries promptly. Prepared proposals and followed up effectively to facilitate deal closures.
  • Drove expansion of customer base through strategic acquisition of carded accounts, agents, and merchants.
  • Enhanced revenue streams through strategic introduction of innovative, customer-centric products and services.
  • Oversaw branch budget management, monitored portfolio performance, and drove sustainable growth of new and existing accounts.
  • Directed leadership initiatives and performance management strategies to enhance employee engagement.
  • Cultivated and sustained strategic partnerships with key industry stakeholders.
  • Facilitated cross-functional collaboration to enhance product offerings.

Relationship Manager – MSME

Equity Bank (T) Limited
ZANZIBAR, Zanzibar Urban/West
03.2025 - 12.2025
  • Expanded portfolio of MSME clients by delivering customized financial solutions currently with a loan portfolio of 9B and Approved Facilities For trench disbursement of almost 8B.
  • Conducted credit appraisals and structured facilities to maintain portfolio health.
  • Identified new business opportunities and on boarded quality clients through targeted outreach.
  • Provided advisory support to entrepreneurs on financial literacy and management practices.
  • Monitored client performance and ensured compliance with lending policies.
  • Collaborated with operations and credit departments to optimize loan processing and service delivery.
  • Streamlined internal procedures, boosting productivity and operational efficiency.
  • Assisted in developing marketing strategies to facilitate brand growth.

Investment Manager

SME Impact Fund under Match Maker Fund Management
Arusha
12.2024 - 03.2025
  • Originated and structured investments in growth-oriented SMEs, focusing on agribusiness and manufacturing, led to increasing loan portfolio by 1.5B in three months.
  • Conducted thorough financial and market due diligence to assess credit and investment risk.
  • Managed investment relationships, delivering business and financial advisory support.
  • Monitored portfolio performance and led impact measurement reporting aligned with fund objectives.
  • Prepared investment proposals and presented recommendations to Investment Committee.
  • Engaged with DFIs, investors, and technical assistance partners to improve fund outreach.

Relationship officer/Credit officer

Tanzania Commercial Bank Plc
Dar es Salaam
09.2019 - 11.2024
  • Pioneered Warehouse Receipt Financing, achieving 66% profit growth and over 100% loan portfolio increase.
  • Cultivated profitable relationships with key staff in client companies to resolve complaints efficiently.
  • Developed customer-centric strategies to identify and address needs effectively.
  • Recommended tailored loan products to clients based on comprehensive requirement assessments.
  • Solicited new business opportunities by contacting potential investors for bank expansion succeeded to increase loan portfolio from 2B to 16B.
  • Promoted upselling and cross-selling of banking services to enhance existing client engagement.
  • Reviewed loan applications to ensure compliance with lending criteria and standards.
  • Performed Teller duties, maintaining accuracy in cash handling and transaction processing.
  • Frequently appointed to Act as Branch Manager, supervising staff, managing daily operations, and achieving branch performance targets.
  • Served as Back Office Supervisor, overseeing daily operations, reconciliations, and system accuracy.

Financial Records officer

Azam Media Ltd (Azam TV)
Dar es Salaam
12.2018 - 09.2019
  • Preparing, organizing, checking and storing of financial data/records
  • Managed record disposal in line with legal requirements for compliance assurance.
  • Ensured confidentiality of data with stringent security measures.
  • Maintained archive integrity for smoother retrieval process.
  • Prepared reports on record status and availability as needed by management, providing transparency in operations.
  • Organised files systematically, enhancing ease of access.

Intern – Bank Operations

Tanzania Commercial Bank Plc (TCB)
Dar es Salaam, Dar es Salaam Region
01.2018 - 07.2018
  • Delivered frontline customer service while managing over-the-counter banking operations.
  • Verified teller proof sheets and daily cash transactions to ensure accuracy.
  • Assisted in cross-selling bank products and resolving customer queries effectively.
  • Adapted to new situations and learned new skills quickly.
  • Shadowed senior team members to develop practical knowledge and gain critical industry-specific skills.
  • Participated in staff meetings to discuss latest developments.
  • Sought feedback actively and used it to improve performance.

Education

Bachelor's degree - Banking and Finance

Institute of Finance Management
Dar es Salaam
11-2017

Advanced Certificate of Secondary Education (ACSE) - HGE (History, Geography and Economics)

Lyamungo Secondary School
MOSHI
05-2014

Certificate of Secondary Education Examination (CSEE) - Certificate of Secondary Education Examination (CSEE)

Chidya Secondary School
Masasi, Mtwara
10-2011

Skills

Negotiation skills

Business development

Verbal and non-verbal communication

Leadership abilities

Marketing expertise

Project management

Interpersonal relations

Team building

Analytical thinking

Business intelligence

Proactive outreach

Influential networking

Certification

  • CUSTOMER SERVICES Jul 2020 Awarded certificate on customer service from INSTITUTE OF ACCOUNTANCY ARUSHA (IAA) DAR ES SALAAM.
  • CULTURE CHANGE MANAGEMENT Jun 2021 INSTITUTE OF ACCOUNTANCY ARUSHA (IAA) (DEPARTMENT OF CONSULTANCY AND EXECUTIVE DEVELOPMENT) DODOMA

LANGUAGES

English - Upper intermediate
Swahili - Fluent

References

  • LUGENDO, ISSA, lugendo.issa@tcbcbank.co.tz, 0718 777666, Tanzania Commercial Bank Plc, Dar es Salaam
  • SALUM HABIBU, SALUM, salum.salum1@equitybank.co.tz, 0765068057, Equity Bank Tanzania, Zanzibar
  • IBRAHIM, MAKWATA, ibrahim.makwata@tcbcbank.co.tz, 0715 669080, Tanzania Commercial Bank Plc, Iringa
  • DIGNA, TESHA, digna.tesha@tcbcbank.co.tz, 0658 955601, Tanzania Commercial Bank Plc, Dar es Salaam

Accomplishments

  • CLEAN AUDIT 2022 and 2023 at Tanzania Commercial Bank Plc.

QUALITIES

  • Ability to make strong and healthy relation with other employees and customers.
  • Strong Ability to pay attention to details
  • Excellent ability of Developing New Ideas

HOBBIES AND INTEREST

  • Watching football, Basketball and Volleyball
  • Listening Music
  • Reading books
  • Travelling

Timeline

Business Growth and Development Manager (BGDM)

Equity Bank (T) Limited
01.2026 - Current

Relationship Manager – MSME

Equity Bank (T) Limited
03.2025 - 12.2025

Investment Manager

SME Impact Fund under Match Maker Fund Management
12.2024 - 03.2025

Relationship officer/Credit officer

Tanzania Commercial Bank Plc
09.2019 - 11.2024

Financial Records officer

Azam Media Ltd (Azam TV)
12.2018 - 09.2019

Intern – Bank Operations

Tanzania Commercial Bank Plc (TCB)
01.2018 - 07.2018

Bachelor's degree - Banking and Finance

Institute of Finance Management

Advanced Certificate of Secondary Education (ACSE) - HGE (History, Geography and Economics)

Lyamungo Secondary School

Certificate of Secondary Education Examination (CSEE) - Certificate of Secondary Education Examination (CSEE)

Chidya Secondary School

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RAHIMU ATHMANI MKOKO