Mgituti Elisha Mgituti
Dar es Salaam
Summary
I am a Data Analyst and Management Information (MI) expert with a strong focus on designing reports and dashboards using Excel and other advanced data analysis tools. My expertise lies in identifying trends and delivering actionable insights to support data-driven decision-making. Additionally, I am proficient in International Financial Reporting Standards (IFRS 9), credit risk assessment, and management reporting.
Overview
12
12
years of professional experience
Work History
Senior Specialist MI and Reporting (Credit Department)
Nmb Bank
02.2022 - Current
- Provide professional and constant support in ensuring comprehensive and appropriate planning, approaches, and strategies towards efforts to improve loan portfolio quality.
- Responsible for identifying hotspots, modeling, and providing analytical updates in regards to internal and external factors that influence NMB's portfolio performance and the banking industry as a whole in an effort of mitigating credit risk exposure.
- Prepare and ensure timely completion of various credit-related reports for regulatory and other credit-related reports, including monthly credit performance reports, monthly PAR/NPL and impairment/provision reports, etc. Before presenting to the credit management committees, i.e. LPQ, Watch-list, and BCC.
- Providing proper support and supervision of the IFRS 9 impairment process and other related issues during preparation of month-end ECL charge and stock reports (ensure all noted qualitative factors are applied correctly).
- Review IFRS 9 impairment model, Key ECL parameters (PD, LGD, and EAD), to ensure it works properly. Identify areas of improvement and propose changes to management for approval before implementation.
- Prepare monthly key recovery and collection report (Collection from NPL and recovery from write-off).
- Providing credit-related information required for financial reporting, i.e. Financial disclosures, etc.
- Managing CRB services within NMB Bank in regards to monthly data submission, data quality improvement, system enhancements, trainings, and handling disputes/queries concerning CRB process on ensuring full compliance in accordance with BOT regulatory requirements.
Manager Credit Data Analyst & MIS (Risk Department)
Tanzania Commercial Bank
06.2018 - 01.2022
- Develop analytical models as needed by the credit risk management unit and contribute to business analytics in other functional areas of the bank.
- Engage with business stakeholders to gather the required format for data/information, and then design and develop the data output (Reports) into the formats requested.
- Review and validate IFRS 9 system to check ECL parameter performance, identify gaps, and provide recommendations on the way forward to management.
- Review and validate IFRS 9 and BOT provision is appropriate as per IFRS 9 standard and BOT regulation and guideline.
- Credit risk identification, monitoring, and control as per credit risk framework.
- Establish credit stress testing scenarios and carry out stress testing for credit risk at least once per annum.
- Prepare monthly repayment report, recovery from NPL report, recovery from charge off report, and recovery from External debt collectors (EDC) reports.
- Design and develop a dashboard to monitor the overall credit portfolio's performance in the bank, establish trends, and identify early warning signals on portfolio performance.
- Preparation of monthly and quarterly credit risk reports for the Credit Portfolio Quality Review Committee and Board of Directors.
- Preparation of Monthly Portfolio Quality Review meetings and ensure there is a tracking methodology of all decisions made for implementation.
Information Technology Officer
Tanzania Postal Bank (Tpb Bank)
12.2016 - 05.2018
- Assist to maintain dynamic network and its hardware configuration database by collecting, adding, removing, or updating approved configuration unit changes (PCs, printers, servers), modems, wireless terminals, etc. In addition, maintaining documentation of new and existing network infrastructure.
- To assist in the development and implementation of system policies, procedures, standards, and controls to ensure data accuracy and security, and to ensure that they comply with the legal and regulatory requirements.
- Providing the support for domain administration tasks as required by the bank's security policies, performance requirements, and industrial best practices.
- Support working with vendors, service providers, and other technology groups to resolve problems.
Information Technology Officer
Tanzania Library Service Board(Tlsb)
02.2016 - 11.2016
- Facilitate environment for transformation to a digital library.
- Management of Development and maintenance of the company's IT systems, software, and databases.
- Managing the national library database and analyzing the quality of existing data.
- Extracting data from the database and analyzing for the preparation of different reports required by management.
- Analyzing current office automation and suggesting proper improvements according to current technology.
- Responsible for supporting: Windows 7, 8, and 10; Office 2003, 2007, 2010, 2013, and 2016; Windows Server 2008 and 2012; Active Directory management; Exchange 2007/2013; Backup products; Anti-Virus products.
Technical Executive And Support
Tp Services Ltd (Travelport Tanzania)
05.2014 - 02.2016
- Install Galileo system and perform minor repairs to software, hardware, or peripheral equipment, following design or installation specifications.
- Oversee the daily performance of the Galileo system and computer supporting software.
- Answer user inquiries regarding the Galileo system, supporting software, or hardware operation to resolve problems.
- Conduct computer and network diagnostics to investigate and resolve problems, or to provide technical assistance and support.
- Prepare evaluations of software or hardware and recommend improvements or upgrades.
- Set up equipment for employee use, performing or ensuring proper installation of cables, operating systems, and appropriate software.
- Develop training materials and procedures, or train users in the proper use of hardware or software.
- To manage company LAN, internet usage, domain controller, and exchange server.
Network Engineer
Atemi Company Ltd (Atemi Data Network)
11.2012 - 05.2014
- Conducting site survey and collecting all user requirements for a new internet installation.
- Installation of the customer premises equipment (CPE), which will receive signal from the nearest base station. This includes configuration of these CPEs.
- Configuration of Mikrotik, Edimax, and Cisco routers, which are used in our base station.
- Respond to customers' calls concerning internet problems, solve the problems by troubleshooting, and make repairs to the cables and devices if needed.
Education
Bachelor of Science - computer Science
University of Dar es Salaam
01.2012
Advanced Certificate of Secondary Education -
Tanga tech. Secondary School
01.2009
Ordinary Level Certificate of Secondary Education -
Kilosa Secondary School
01.2006
Skills
- Report design and development
- Dashboard design and development
- Data analysis
- Risk assessment and management
- IFRS 9 provision
- Data interpretation and reporting
Training and Certification
- 2023Data science(In progress)
- 2022, Business Intelligence & Data Analyst(BIDA)
- 2022, Financial Modeling & Valuation Analyst(FMVA)
- 2020, Advanced Excel and Dashboard management.
- 2019, Training On IFRS 9
- 2019, Credit Reference System For Lenders.
- 2019, Training On Stress Testing For Banking Institution.
- 2019, New Form 16- Series And Schedules.
- 2018, Advanced Cyber and Information Security Risk management Master Class.
- 2017, Certified Secure Computer User V2.
- 2015, Customer Service
References
- Stephen Makene, Senior Manager Credit Risk, TCB Bank Tanzania, P.O. Box 9300, Dar es Salaam, +255 (0) 754 568 081, stephen.makene@tpbbank.co.tz
- Nuhu Mkuchu, Senior Manager MI and Reporting, NMB Bank, P.O. Box 9213, Dar es Salaam, +255 (0) 755 778 855, Nuhu.Mkuchu@nmbbank.co.tz
- Allen Manzi, Chief Manager Application Support & Operations, TCB Bank Tanzania, P.O. Box 9300, Dar es Salaam, +255 (0) 787 570 248, allen.manzi@tpbbank.co.tz
Personal Information
- Date of Birth: 04/11/89
- Nationality: Tanzanian
- Marital Status: Married
Mobilenumbers
- +255 (0) 712218135
- +225 (0) 768 326 886
Timeline
Senior Specialist MI and Reporting (Credit Department)
Nmb Bank
02.2022 - Current
Manager Credit Data Analyst & MIS (Risk Department)
Tanzania Commercial Bank
06.2018 - 01.2022
Information Technology Officer
Tanzania Postal Bank (Tpb Bank)
12.2016 - 05.2018
Information Technology Officer
Tanzania Library Service Board(Tlsb)
02.2016 - 11.2016
Technical Executive And Support
Tp Services Ltd (Travelport Tanzania)
05.2014 - 02.2016
Network Engineer
Atemi Company Ltd (Atemi Data Network)
11.2012 - 05.2014
Bachelor of Science - computer Science
University of Dar es Salaam
Advanced Certificate of Secondary Education -
Tanga tech. Secondary School
Ordinary Level Certificate of Secondary Education -
Kilosa Secondary School
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