Lovia Abraham Kalinga
Dar es Salaam
Summary
Experienced Bank Officer with a strong background in business analysis and data-driven strategies. Skilled in financial reporting, branch performance analysis, and ensuring compliance with policies and procedures. Demonstrated ability to provide insightful analysis on financial performance trends and sales productivity, supporting the development of strategic plans. Collaborative team player with experience in identifying cost reduction opportunities and driving business expansion. Excels in analyzing complex data, identifying root causes of variances, and proposing actionable solutions. Proficient in generating comprehensive reports and designing efficient business processes. Eager to leverage expertise in analytics, data mining, and performance analysis to contribute to the exceptional business performance.
Overview
10
10
years of professional experience
1
1
Certification
Work History
BANK OFFICER
Bank of Akiba Commercial (ACB)
07.2017 - Current
- To prepare financial reports of the branch
- To follow and obey policy and procedure
- Ensuring documents for auditing are arranged and preserved Collecting and giving money to customers as teller Responsible for fund transfer to BOT in respect of Tanzania Revenue Authority Attending training so that to upgrade and raise awareness of the products To do and review monthly performance To work with integrity and trust To work with team Ensuring compliance with ACB Code of Ethics and Conduct including adherence to client protection principle and customer service standard
- Manage individual actions that may pose danger to the business in general
- Providing quality service to customers and managing customer expectations, fully supporting them without boundaries
- Ensuring customers’ salaries are posted to carry out any other relevant duties as may be assigned by supervisor.
- Utilized up-to-date information to make effective decisions governing bank operations.
- To ensure full compliance with governance and regulatory requirements including timely and proactive application for waivers on likely breaches of concentration ceiling to the Bank of Tanzania.
- Speedy attendance to all matters relating to security formalization to facilitate prompt drawdowns.
- To undertake business and client appraisal of loan applications to ensure they comply with lending criteria.
- To gather and analyze financial information to evaluate business profitability for lending purposes.
- To ensure application of correct pricing rates in line with approved pricing structure and/or ability to highlight and motivate deviations.
INTERNSHIP
NMB bank
01.2015 - 01.2016
- Customer care Opening new account.
- Actively participated in team meetings, offering insightful suggestions that led to innovative problem-solving strategies.
- Sorted and organized files, spreadsheets, and reports.
- Analyzed problems and worked with teams to develop solutions.
CONDUCTING RESEARCH
University of Dodoma
01.2015
- Provision of guidance and counseling in Secondary schools Case study; Uhuru secondary school at Dodoma Municipal
TEACHING ASSISTANT
Benjamin Mkapa high school
01.2014 - 01.2015
- Leading seminars and discussion Marking students papers Teaching and other tasks
Education
Bachelor of educational Management and Administration -
University of Dodoma
01.2016
Advance certificate of secondary education examination -
Jitegemee secondary school
01.2013
Certificate of secondary education examination -
Ruaha secondary school
01.2009
Skills
- Working knowledge in Advanced Microsoft office Word, Excel, PowerPoint, Internet Explorer
Certification
- Certificate of Military service at 824KJ
- Certificate of Recognition from NMB Bank
- Certificate of Good customer and staff care
Languages
English
Fluent in both writing and speaking
Kiswahili
Fluent in both writing and speaking
References
- Dr. Deogratius W.H.Kimolo, Senior Economist, Bank of Tanzania, P.O. Box 2939, Dar es Salaam, +255 717338616, dwkimolo@bot.go.tz
- Madam. Adelina Mzelela, Branch Manager, Akiba Commercial Bank, P.O. Box 669, adelina.mzelela@acbtz.com, +255 754677059
- Mr.Mbalamula.Y.S, Lecturer, University of Dodoma, Dpt. Of educational management and policy studies, P.o.Box 523, Dodoma, +255658677179
Timeline
BANK OFFICER
Bank of Akiba Commercial (ACB)
07.2017 - Current
INTERNSHIP
NMB bank
01.2015 - 01.2016
CONDUCTING RESEARCH
University of Dodoma
01.2015
TEACHING ASSISTANT
Benjamin Mkapa high school
01.2014 - 01.2015
Bachelor of educational Management and Administration -
University of Dodoma
Advance certificate of secondary education examination -
Jitegemee secondary school
Certificate of secondary education examination -
Ruaha secondary school
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