LISA ESTRADA NGWESHEMI
Dar es salaam
Summary
Experienced finance professional with 5+ years in financial reporting, expenditure control, and reconciliation in corporate and public sectors. Certified Public Accountant (CPA Tanzania) skilled in international accounting standards (IAS, IFRS), ERP systems like SAP, and regulatory compliance. Known for precision, integrity, and leadership in managing complex accounts and ensuring audit readiness. Dedicated to promoting financial transparency in organizations.
Overview
6
6
years of professional experience
1
1
Certification
Work History
BANK OFFICER
NATIONAL BANK OF COMMERCE (NBC LTD)
11.2022 - Current
- Providing advisory to customers on their life cycle in relation Financial services.
- Marketing or publicizing bank’s products through cross selling.
- Bank Telling,ATM and Vault Custodianship and ATM Reconciliation
- Conducted risk assessments to identify potential financial discrepancies.
- Processed loan applications, ensuring compliance with regulatory standards.
- Enhanced client relationships through personalized service and effective communication.
- Evaluated loan applications to assess creditworthiness and financial risk.
- Trained new staff on banking procedures and customer service protocols.
- Oversaw daily cash management functions, ensuring accuracy and security in all transactions conducted at the branch level.
- Fostered a positive work environment among team members through effective communication and collaboration practices.
- Resolved complex account issues promptly, maintaining high levels of customer satisfaction and loyalty.
- Conducted training sessions for fellow employees on new software applications, ensuring a seamless transition and improved productivity.
LENDING OPERATIONS
11.2022 - 10.2023
- Reviews loan package, ensuring accuracy and completeness of required signatures, disclosures, and supporting documentation.
- Manage all communication with internal lending officers and Bank representative and perform regular management to resolve all customers issues.
- Prepare facility letters and advice clients on the requirements for closing loans.
- Communicate the status of all outstanding closing requirements for loans with lending team.
- Manage new loans, top up loans, manage all normal repayments and early settlement
- Manage disbursement operations, insurance operations refunds and insurance reconciliations.
- Identify, mitigate and resolve risk conduct by adhering to compliance of regulations.
- Interact with auditors, loan review, compliance Assist them in Bank reviews and follow up and correct issue Raised by them.
- Perform other job-related duties as assigned.
- Prepare AGF Reports for Unsecured loans and other reports as assigned.
FINANCE OFFICER
LAKE OIL GROUP
06.2019 - 10.2022
- Prepare and present monthly financial reports to the management. Providing insight to senior management for end year financial reporting.
- Developed and implemented budgeting strategies to optimize resource allocation through Payment Plan through making budget prioritization of payments according funding position.
- Reconciliation on monthly basis to facilitate and track overdue receivables and vendor balances by aging reports, enhancing efficiency and reducing discrepancies.
- Prepared detailed variance analyses on a monthly basis, enabling more effective tracking of actuals versus forecasted figures.
- Managed financial processes to ensure compliance with regulatory requirements including all statutory payment are made on time.
- Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
- Raise tax invoices through ensuring proper details of the goods sold, and careful EFD receipts issuing as per orders received.
- Optimized cash flow management, ensuring timely payment of invoices and reducing outstanding debts.
- Streamlined financial processes for increased efficiency and accuracy in reporting.
- Reduced financial risk by implementing robust internal controls and regular audits.
- Led cross-functional teams in financial audits, ensuring accuracy and adherence to standards.
- Transformed financial reporting practices, increasing accessibility of critical information for stakeholders through visual dashboards.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Mentored junior finance staff on best practices for financial analysis and reporting.
- Collaborated with team leaders to define standards, policies and procedures to meet company revenue goals.
Education
Bachelor of Finance and Banking - Finance
INSTITUTE OF ACCOUNTANCY ARUSHA (IAA)
Arusha, Tanzania 11.2018
Advanced Secondary education - undefined
ST. CHRISTINA GIRLS HIGH SCHOOL
05.2015
Ordinary Secondary Education - undefined
ST. TERESA OF CALCUTA
11.2011
Skills
- Financial reporting & Analysis
- Expenditure Control
- IFRS，IAS，IPSAS Compliance
- SAP EPR Expertise
- Budgeting, Forecasting & Payment controls
- Flexible with monitory and evaluation skills
- Self-starter with problem solving skills
- Staff supervision training and mentorship
- Expertise in Excel
Certification
Certified Professional Accountant CPA (T)
References
Nasibu Masenga | Accountant at TPDC
Former Colleague and Mentor – Lake Oil Ltd ( now at TPDC)
Nasibu and I worked closely together at Lake Oil, where he played a key role in mentoring and guiding me. His work ethic, sharp thinking, and professional approach deeply inspired my own development. I gained valuable insights from his leadership and practical knowledge, which continue to influence my career today.
Phone number: (+255) 789494598
Raymond Urassa | Head of MSME and Islamic Banking – NBC Bank
Raymond was my supervisor during my internship at NBC Bank. As a mentor, he provided thorough training and helped me understand core banking operations. He is well-acquainted with my strengths, work ethic, and character, and can speak confidently about my performance and potential.
Email: RaymondUrassa@nbc.co.tz | Phone number: (+255) 754011421
CPA (T) Rashid Mganwa | CPA Trainer and Mentor – Evening School
Trainer and mentor during my CPA studies. His guidance greatly shaped my understanding of accounting and professional ethics. He is familiar with my academic strengths, dedication, and progress throughout the training period.
Phone number: (+255) 652080000
CERTIFICATION
Certified Public Accountant (CPA Tanzania)
HOBBIES
Travel and explore
Travel and exploring new places is my hobby because it allows me to experience different cultures, meet new
people, and gain fresh perspectives. It refreshes my mind, inspires creativity, and helps me grow personally
Training and workshops
I like attending trainings and workshops because they help me learn new things and improve how I work. It’s also a
good way to hear different ideas and meet people who share the same interests or learn from the indifference.
Timeline
BANK OFFICER
NATIONAL BANK OF COMMERCE (NBC LTD)
11.2022 - Current
LENDING OPERATIONS
11.2022 - 10.2023
FINANCE OFFICER
LAKE OIL GROUP
06.2019 - 10.2022
Advanced Secondary education - undefined
ST. CHRISTINA GIRLS HIGH SCHOOL
Ordinary Secondary Education - undefined
ST. TERESA OF CALCUTA
Bachelor of Finance and Banking - Finance
INSTITUTE OF ACCOUNTANCY ARUSHA (IAA)
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