Summary
Overview
Work History
Education
Skills
Languages
Accomplishments
Timeline
Generic

LILIAN MBOYA

DAR ES SALAAM

Summary

Experienced Manager with a proven track record at Tanzania Commercial Bank, Equity Bank Limited, United Bank For Africa and Akiba Commercial Bank, excelling in financial performance and regulatory compliance. Expert in sales strategy and employee training, I successfully implemented risk management procedures that enhanced profitability and customer satisfaction. Adept at fostering strong relationships, driving team success, and optimizing operational efficiency.

Overview

23
23
years of professional experience

Work History

Branch Manager

Tanzania Commercial Bank
Dar Es Salaam
07.2021 - Current
  • Monitored financial performance of the branch on a monthly basis.
  • Coordinated promotional campaigns for new products or services in order to boost sales revenue.
  • Performed regular audits of financial records in order to ensure accuracy.
  • Ensured compliance with established policies, procedures and regulations governing banking operations.
  • Resolved escalated customer complaints in a timely manner.
  • Implemented internal control procedures to minimize risk exposure and maximize profitability.
  • Reviewed loan applications to ensure accuracy and compliance with regulations.
  • Analyzed data to identify trends related to products, services, customers and markets served by the branch.
  • Maintained up-to-date knowledge of industry trends, competitive landscape and regulatory environment.
  • Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
  • Participated in community events to promote brand awareness.
  • Provided feedback on employee performance evaluations conducted by supervisors.
  • Provided guidance and support to team members regarding problem resolution and customer service issues.
  • Managed and inspired team members to perform to full potential, driving branch profitability.
  • Established and built customer relationships through targeted outreach and initiatives.

Branch Manager

TPB Bank Plc
Dar Es Salaam
05.2018 - 06.2021
  • Monitored financial performance of the branch on a monthly basis.
  • Coordinated promotional campaigns for new products or services in order to boost sales revenue.
  • Performed regular audits of financial records in order to ensure accuracy.
  • Ensured compliance with established policies, procedures and regulations governing banking operations.
  • Resolved escalated customer complaints in a timely manner.
  • Implemented internal control procedures to minimize risk exposure and maximize profitability.
  • Reviewed loan applications to ensure accuracy and compliance with regulations.
  • Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
  • Participated in community events to promote brand awareness.
  • Developed strategies to increase customer satisfaction and loyalty.
  • Conducted regular performance reviews for all employees in the branch.
  • Established and built customer relationships through targeted outreach and initiatives.

Branch Manager

Twiga Bancorp Limited
Dar Es Salaam
11.2015 - 05.2018
  • Monitored financial performance of the branch on a monthly basis.
  • Coordinated promotional campaigns for new products or services in order to boost sales revenue.
  • Ensured compliance with established policies, procedures and regulations governing banking operations.
  • Resolved escalated customer complaints in a timely manner.
  • Managed staff scheduling, hiring and training processes.
  • Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
  • Identified opportunities for process improvement initiatives within the branch.
  • Provided feedback on employee performance evaluations conducted by supervisors.
  • Developed strategies to increase customer satisfaction and loyalty.
  • Facilitated weekly meetings with staff members to discuss progress on current initiatives.
  • Established and built customer relationships through targeted outreach and initiatives.
  • Increased efficiency and drove branch revenue by optimizing daily operations.

Business Growth and Development Manager

Equity Bank Limited
Dar Es Salaam
06.2014 - 11.2015
  • Team Leader for the following units at Branch level; Operations, Credit, Customer Service, Agency Banking and Merchant Acquisition.
  • Ensure compliance to Policies and Procedures
  • Plan and Lead branch marketing campaigns and customer acquisition
  • Team building and staff retention.
  • Conduct monthly performance review sessions.
  • Conducted regular performance evaluations of development staff members.
  • Conducted performance evaluations and provided coaching and feedback to team members.
  • Initiate Corporate and Retail Business Relationships

Head, Retail Products and E-Banking Sales

United Bank for Africa
Dar Es Salaam
04.2013 - 03.2014
  • Demonstrated strong problem-solving skills, resolving issues efficiently and effectively.
  • Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
  • Managed time effectively to ensure tasks were completed on schedule and deadlines were met.
  • Utilized various software and tools to streamline processes and optimize performance.
  • Prioritized and organized tasks to efficiently accomplish service goals.
  • Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
  • Collaborated closely with team members to achieve project objectives and meet deadlines.
  • Provided support and guidance to colleagues to maintain a collaborative work environment.

Business Manager

United Bank for Africa
Dar Es Salaam
09.2011 - 06.2013
  • Managed a team of staff members, providing guidance and direction to ensure successful completion of projects.
  • Ensured compliance with industry regulations and company policies.
  • Scan and Develop marketing plans for Bank's products and services offered
  • Train and Coach Relationship Managers
  • Assessed employee performance evaluations and recommended changes or improvements as needed.
  • Facilitated communication between different teams within the organization through regular meetings.
  • Analyzed customer feedback data to generate reports on customer satisfaction levels.
  • Facilitate customer retention and relationship management

Corporate Relationship Manager

Akiba Commercial Bank
Dar Es Salaam
02.2009 - 09.2011
  • Negotiated business deals with corporate customers.
  • Analyzed customer feedback to improve services offered.
  • Monitored performance metrics of existing relationships.
  • Identified customer needs, preferences and trends for proper product mapping.

  • Advised on best practices for optimizing customer experience across all channels.
  • Organized promotional events to build brand awareness among clients.
  • Facilitated cross-selling opportunities between different departments
  • Built long-term relationships with clients by utilizing active listening, effective communication and dynamic interpersonal skills and relations.

Branch Manager

Akiba Commercial Bank
Dar Es Salaam
09.2003 - 02.2009
  • Monitored financial performance of the branch on a monthly basis.
  • Coordinated promotional campaigns for new products or services in order to boost sales revenue.
  • Resolved escalated customer complaints in a timely manner.
  • Ensured compliance with established policies, procedures and regulations governing banking operations.
  • Implemented internal control procedures to minimize risk exposure and maximize profitability.
  • Reviewed loan applications to ensure accuracy and compliance with regulations.
  • Participated in community events to promote brand awareness.
  • Conducted regular performance reviews for all employees in the branch.
  • Facilitated weekly meetings with staff members to discuss progress on current initiatives.
  • Planned work schedules to maintain adequate staffing levels.
  • Designed sales and service strategies to improve revenue and retention.
  • Facilitated Customer Retention and Relationship Management

NB: BRANCH MANAGER FOR THE FOLLOWING BRANCHES; MOSHI, KARIKAOO, ARUSHA AND UBUNGO PLAZA

Microfinance Supervisor

Akiba Commercial Bank
Dar Es Salaam
09.2003 - 06.2004
  • Developed and implemented operational policies and procedures to ensure efficiency and accuracy of workflows.
  • Monitored credit officers' productivity levels on a regular basis to identify areas of improvement.
  • Created new strategies for improving customer service standards and timely loan repayments within the organization.
  • Evaluated employee performance through periodic reviews and documented results accordingly.
  • Developed strategies to improve Credit team performance and productivity.
  • Provided guidance and direction to subordinates regarding job duties and responsibilities.
  • Fostered a positive and motivating work environment, leading to an increase in team morale.
  • Acted as a liaison between upper management and staff, facilitating open communication.
  • Implemented quality control measures, significantly reducing non performing loans.
  • Identified opportunities for process improvements, leading to cost reductions and increased productivity.
  • Trained new employees on policies, job duties, and performance expectations.
  • Identified needs of customers promptly and efficiently.
  • Maintained positive working relationship with fellow staff and management.

Loan Officer

Akiba Commercial Bank
Dar Es Salaam
03.2003 - 09.2003
  • Identified opportunities for cross-selling loan products and other Bank's products and services.
  • Negotiated terms and conditions of loan contracts.
  • Developed and maintained relationships with potential customers to increase loan business.
  • Prepared reports detailing loan portfolio performance metrics.
  • Participated in community events to promote bank's consumer lending services.
  • Assisted in the development of new products and services for loan customers.
  • Performed quality assurance reviews on all closed loans for compliance purposes.
  • Provided customer service support throughout the entire process from application through closing.
  • Analyzed financial data to determine the feasibility of granting loans.
  • Maintained current knowledge regarding new laws, regulations, policies, procedures, products, services. related to consumer lending operations.
  • Verified accuracy of loan documents prior to approval.
  • Attended periodic training sessions related to consumer lending operations.
  • Executed loan origination process and ordered credit reports, appraisals and ensured timely loan instalment repayments.

Assistant Researcher

Research on Poverty Alleviation
Dar Es Salaam
09.2002 - 03.2003
  • Identified and collected data from various sources
  • Prepared reports on research findings for presentation to senior management.
  • Organized focus groups to collect qualitative data on target populations.
  • Attended meetings with internal staff members or external clients as necessary.
  • Maintained accurate records of all activities related to assigned research tasks.

Education

Mentorship Certificate - Mentorship And Coaching Programme

Tanzania Commercial Bank And Amazing You
Tanzania
10-2024

Culture Change Management Certificate - Culture Change Management

Institute of Accountancy Arusha
Tanzania
06-2021

Technology Advancement - Technology Advancement in Banking Industry

Tanzania Institute of Bankers
Tanzania
08-2019

Customer Service Skills - Customer Experience

Eastern And Southern African Management Institute
Tanzania
06-2017

On Job Training - Banking And Finance

Equity Bank Limited
Nairobi
04-2015

On Job Training - Banking and Finance

United Bank For Africa
Nigeria
11-2013

Bachelor of Arts - Sociology

University of Dar Es Salaam
Tanzania
11-2012

Post Graduate Diploma - Business Administration

Open University of Tanzania
Tanzania
11-2012

Certificate For American Universities - English Language And Literature

American Universities Preparation Institute
Kenya
12-1998

Advanced Secondary Certificate - Bachelor of Commerce

Tambaza High School
Tanzania
06-1998

Ordinary Secondary Certificate - Economics, Commerce And Accountancy

Jangwani Secondary School
Tanzania
11-1995

Primary Education Certificate - Primary School

Muhimbili Primary School
Tanzania
11-1991

Skills

  • Financial performance
  • Regulatory compliance
  • Employee coaching and training
  • Customer Experience and Satisfaction
  • Sales strategy
  • Risk management and mitigation

Languages

Swahili and English
First Language

Accomplishments

  • Best performing branch in 2021 - Tanzania Commercial Bank
  • Best performing branch in 2014 - Equity Bank Limited

Timeline

Branch Manager

Tanzania Commercial Bank
07.2021 - Current

Branch Manager

TPB Bank Plc
05.2018 - 06.2021

Branch Manager

Twiga Bancorp Limited
11.2015 - 05.2018

Business Growth and Development Manager

Equity Bank Limited
06.2014 - 11.2015

Head, Retail Products and E-Banking Sales

United Bank for Africa
04.2013 - 03.2014

Business Manager

United Bank for Africa
09.2011 - 06.2013

Corporate Relationship Manager

Akiba Commercial Bank
02.2009 - 09.2011

Branch Manager

Akiba Commercial Bank
09.2003 - 02.2009

Microfinance Supervisor

Akiba Commercial Bank
09.2003 - 06.2004

Loan Officer

Akiba Commercial Bank
03.2003 - 09.2003

Assistant Researcher

Research on Poverty Alleviation
09.2002 - 03.2003

Mentorship Certificate - Mentorship And Coaching Programme

Tanzania Commercial Bank And Amazing You

Culture Change Management Certificate - Culture Change Management

Institute of Accountancy Arusha

Technology Advancement - Technology Advancement in Banking Industry

Tanzania Institute of Bankers

Customer Service Skills - Customer Experience

Eastern And Southern African Management Institute

On Job Training - Banking And Finance

Equity Bank Limited

On Job Training - Banking and Finance

United Bank For Africa

Bachelor of Arts - Sociology

University of Dar Es Salaam

Post Graduate Diploma - Business Administration

Open University of Tanzania

Certificate For American Universities - English Language And Literature

American Universities Preparation Institute

Advanced Secondary Certificate - Bachelor of Commerce

Tambaza High School

Ordinary Secondary Certificate - Economics, Commerce And Accountancy

Jangwani Secondary School

Primary Education Certificate - Primary School

Muhimbili Primary School
LILIAN MBOYA