Francis Mwakatumbula

An adept software engineer, Francis is driven by a fervent passion to innovate within the fintech sector. His five-year tenure in the industry has cultivated a comprehensive understanding of the critical technologies and practices essential for fintech success.

Francis’s career is marked by his leadership in developing a pioneering payment gateway in Tanzania, seamlessly linking mobile network operator (MNOs) with banking systems, Mastercard, GEPG, and TRA. His pivotal role in designing, developing, and launching this system has significantly simplified financial transactions, enhancing accessibility for users nationwide.

His ingenuity also birthed Kikoba, an innovative mobile app streamlining fund collections, lending, and financial management for savings groups. Under his guidance, Kikoba evolved from an idea to a widely acclaimed platform, revolutionizing savings group dynamics in Tanzania.

Francis combines his software development prowess with business analysis acumen. His proactive approach ensures timely and budget-conscious product delivery. Skilled in numerous programming languages, database management, and Agile methodologies, he thrives in various capacities, from co-founder to consultant. Currently, he is devoted to fortifying Tanzania’s informal sector, introducing tech-driven solutions for Vikoba, Saccos, and MFIs, further demonstrating his dedication to innovation and societal advancement.

His repertoire also encompasses designing and implementing USSD solutions for a range of market projects, from digital insurance to lending and loan management systems, extending to card payment integration, showcasing his versatility and impact in the fintech landscape.