Loan Officer
VisionFund Tanzania Microfinance Bank Ltd
12.2017 - 06.2024
- Promotion and Recruient credit worthy borrowers
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
- Review loan agreements and ensure that they are complete and accurate according to the policy
- Analyze applicants' financial status (cash flow analysis), credit history, and property evaluations to determine feasibility of granting loans
- Compute payment schedules
- Conducting Home and Business visits
- Chair loan appraisal meetings with clients
- Preparing loans, Review and update credit and loan files
- Loan monitoring and follow ups to ensure on time repayment
- Collection of data using GIS technology
- Provide financial literacy trainings to clients and VICOBA
- Community mobilization on self-reliance
- Identification of income generate activity(IGA) in different villages
- Promotion of household saving and income through Village Savings and Credit Association (VSLA) model