EDGAR MAURISIO NGWETA
Dar Es Salaam
Summary
Dedicated and results-oriented professional with over seven years of experience in microfinance, specializing in loan recovery and credit management. Proven ability to implement effective debt collection strategies, negotiate with delinquent clients, and reduce non performing loans . Skilled in portfolio monitoring, client follow up (both field and desk), and preparing detailed recovery reports.Committed to upholding professional and ethical standards while achieving recovery targets, and minimizing credit losses..
Overview
8
8
years of professional experience
Work History
Area Manager
ASA Microfinance (T) Ltd
01.2025 - Current
- Oversaw debt recovery and credit management for a portfolio of over five branches, with a focus on non performing loans and minimizing credit losses.
- Implemented and monitored debt collection strategies to improve recovery rates, and reduce overdue accounts across the area.
- Provided guidance to branch teams on high risk accounts and escalated cases for advanced recovery action as required
Branch Manager
ASA Microfinance (T) Ltd
06.2022 - 12.2024
- Managed a portfolio of loans, actively tracking repayment performance and implementing recovery actions for delinquent accounts.
- Conducted in person visits to defaulting clients to negotiate and secure repayment commitments.
- Maintained up to date records of all collection activities and prepared regular portfolio reports on recovery status for management
Assistant Branch Manager
ASA Microfinance (T) Ltd
03.2021 - 06.2022
- Assisted the Branch Manager in the administration of the loan portfolio, focusing on overdue accounts and recovery efforts.
- Performed verification of client loans, and supervised follow-up on delinquent payments.
- Ensured proper documentation and file maintenance for all recovery cases.
Loan Officer
ASA Microfinance (T) Ltd
01.2020 - 03.2021
- Responsible for monitoring loan repayment schedules and following up with clients to ensure timely payments.
- Used excellent communication and negotiation skills to manage customer relations during the collection process.
- Identified early warning signs of default and reported them to management..
Planning Officer & Economist
Belladosh Company Ltd
11.2018 - 12.2019
- Conducted economic analysis and market research to inform business development and investment strategies.
- Formulated economic policies and prepared investment analysis reports.
Statistician & Economist
Makambako Town Council
07.2017 - 11.2017
- Data entry, computation, analysis, and reporting
- Investment analysis planning and policy formulation
Education
Bachelor Of Arts - Statistics
University Of Dar Es Salaam
Advanced Certificate - Secondary Education Examination
Njombe Secondary School
Certificate - Secondary Education Examination
Hasanga Boys Secondary School
Skills
- Debt Recovery & Collections: Proficient in both field and desk collection techniques, negotiating repayment plans, and managing high risk delinquent accounts
- Portfolio Monitoring: Skilled at tracking loan repayment performance, identifying early warning signs, and maintaining accurate client records
- Negotiation & Communication: Strong ability to engage with customers professionally and respectfully to resolve disputes and secure payment commitments
- Compliance & Reporting: Upholds regulatory and internal policies Microsoft Office (Excel, Word, PowerPoint)
- Analytical skills: sound ability to analyze portfolios, identify recovery opportunities, and solve problems related to delinquent accounts
- Behavioural attributes: resilient, ethical, and results oriented, with the ability to work under pressure and meet strict deadlines
References
- Mr. Godfrey Mbaganile, Human Resources Officer, Nanyamba Town Council, Mtwara, 0692-431272, 0629-765411, godmbag@gmail.com
- Miss Bertha Kwiranga, Senior Officer, ASA Microfinance (T) Ltd, Dar es Salaam, 0759-556143, 0783-402904, berthapaul91@gmail.com
- Mr. Jerome Msimbe, Director, Belladosh Company Ltd, Dar es Salaam, 0620-677623, 0719-113199, belladoshcompany92@gmail.com
Languages
- English
- Kiswahili
Timeline
Area Manager
ASA Microfinance (T) Ltd
01.2025 - Current
Branch Manager
ASA Microfinance (T) Ltd
06.2022 - 12.2024
Assistant Branch Manager
ASA Microfinance (T) Ltd
03.2021 - 06.2022
Loan Officer
ASA Microfinance (T) Ltd
01.2020 - 03.2021
Planning Officer & Economist
Belladosh Company Ltd
11.2018 - 12.2019
Statistician & Economist
Makambako Town Council
07.2017 - 11.2017
Bachelor Of Arts - Statistics
University Of Dar Es Salaam
Advanced Certificate - Secondary Education Examination
Njombe Secondary School
Certificate - Secondary Education Examination
Hasanga Boys Secondary School
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