Summary
Overview
Work History
Education
Languages
Referees
Timeline
Hi, I’m

Davis Alphonce

Banking and Financial Institutions
Dar Es Salaam,Dar Ea Salaam
Davis Alphonce

Summary

Dynamic Relationship Officer with a proven track record at Mwalimu Commercial Bank, excelling in client acquisition and retention. Leveraging strong communication and analytical skills, I successfully drove business growth through innovative marketing strategies, enhancing customer satisfaction and reducing loan risks. Committed to delivering exceptional service and fostering lasting client relationships.

Overview

6
years of professional experience

Work History

Mwalimu Commercial Bank

Relationship Officer
06.2022 - 12.2024

Job overview

i) Driving Business Growth by identifying new business opportunities

ii) Promoting amd selling various Banking products and services like Accounts, Agency Banking (Wakala),Loans and Insurances

iii) Client acquisition and retention

iv) Acted as the Bank's face by providing great customer service and ensure their satisfaction.

v) Performance of marketing and Sales campaigns to grow checkbook and Customer base

vi) Responsible for monitoring Loan performance to reduce risks of arrears and NPLs

vii) Building and maintaining client relationships by understanding their financial needs and providing financial advice based on their eligibility and qualifications

viii) Generated periodic reports to monitor performance

ix) Adhering to Bank and BoT's procedures, policies and regulations.

  • Liaised with clients by phone, email and text messaging to meet client needs and define expectations.

Bayport Financial Services

Branch Manager
04.2017 - 08.2019

Job overview

  • Continuously monitored branch performance against key performance indicators(KPIs) taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.Consulted customers to boost product sales and services.
  • Management of office expenses and Budgeting
  • Recruited and Trained Direct Sales Agents(DSAs) to help boost branch Sales Performance
  • Maintained good relationship with government institutions for smooth and equitable operation at Branch level

Bayport Financial Services

Credit Officer
06.2015 - 03.2017

Job overview

i) Credit Appraisal to determine Customers' eligibility and qualifications

ii) Monitored Loans Performance to reduce risks of NPLs and potential arrears

iii) Assiste Branch Manager in marketing and Sales campaigns to boost branch growth through customer visits and outreaches

iv) Handled Customer queries and Complaints

v) Administrative tasks such as record management, inventory management and preparation of office events

vi) Advised customers on good products and services based on their goals and requirements

vii) Preparation of monthly Sales Report to monitor performance

viii) Adhering to policies and fiscal regulations

Education

Kaisho High School
Kagera

High School Diploma

University of Dar Es Salaam
Dar Es Salaam

Bachelor of Arts

Chonnam National University
Gwangju

Bachelor of Arts

Languages

English
Bilingual or Proficient (C2)
Swahili
Bilingual or Proficient (C2)

Referees

Fredrick Rwabukambara

Assistant HR Manager

Mwalimu Commercial Bank

0677948888


Martha Gambosi

Commercial Manager

Mwalimu Commercial Bank

0677399936


Christopher Kiwhele

Zonal Manager

Bayport Financial Services

0767229302


Omary Mwalimu

Zonal Manager

Bayport Financial Services

0767229306



Timeline

Relationship Officer

Mwalimu Commercial Bank
06.2022 - 12.2024

Branch Manager

Bayport Financial Services
04.2017 - 08.2019

Credit Officer

Bayport Financial Services
06.2015 - 03.2017

Kaisho High School

High School Diploma

University of Dar Es Salaam

Bachelor of Arts

Chonnam National University

Bachelor of Arts
Davis AlphonceBanking and Financial Institutions