DAVID KIVUYO
Arusha
Overview
11
11
years of professional experience
Work History
LOAN OFFICER
VISION FUND MICROFINANCE BANK
08.2018
- Market bank products and services, Screen clients according to the loan products eligibility criteria, Training clients, Carries out a business visit to clients, Recruiting creditworthy borrowers
Loan Supervisor
Vision Fund Microfinance Bank Limited
Mwanza
02.2024 - Current
- To supervise and monitors the daily activities of the Loan Officers;
- To lead the conduct of the market research and survey activities within the outreach coverage area;
- To lead the marketing efforts for the loan products;
- To ensure that the Business Centre meets or exceeds the performance targets as agreed upon in the business plan;
- To validate information on loan appraisal or assessment of clients;
- To conduct spot visits of clients for monitoring purposes; Discusses with the concerned LOs any findings,provides appropriate guidance and Streamlined documentation requirements for faster processing times, resulting in higher borrower satisfaction levels.
- To develop and maintains a harmonious working relationship among Loan Officers, Enhanced team productivity by providing ongoing coaching, training, and performance feedback to staff members.
- To conduct regular performance evaluation of the Loan Officers, and recommends any promotion or termination to the Branch Manager and /or Regional Manager·
- To Ensure safekeeping of all documents and forms in the possession of the Branch
- To Conduct client re-briefing during loan release;
- To Ensure 100% on-time collection or enforces “zero tolerance against missed loan payments.”
- To Perform other tasks as may be prescribed by the Supervisor or Management.
- Ensured compliance with federal and state regulations through regular audits and adherence to established policies and procedures.
Loan Officer Supervisor
Vision Fund Microfinance Bank Limited
Mwanza
02.2024 - Current
- To supervise and monitors the daily activities of the Loan Officers;
- To lead the conduct of the market research and survey activities within the outreach coverage area;
- To lead the marketing efforts for the loan products;
- To ensure that the Business Centre meets or exceeds the performance targets as agreed upon in the business plan;
- To validate information on loan appraisal or assessment of clients;
- To conduct spot visits of clients for monitoring purposes; Discusses with the concerned LOs any findings,provides appropriate guidance and Streamlined documentation requirements for faster processing times, resulting in higher borrower satisfaction levels.
- To develop and maintains a harmonious working relationship among Loan Officers, Enhanced team productivity by providing ongoing coaching, training, and performance feedback to staff members.
- To conduct regular performance evaluation of the Loan Officers, and recommends any promotion or termination to the Branch Manager and /or Regional Manager·
- To Ensure safekeeping of all documents and forms in the possession of the Branch
- To Conduct client re-briefing during loan release;
- To Ensure 100% on-time collection or enforces “zero tolerance against missed loan payments.”
- To Perform other tasks as may be prescribed by the Supervisor or Management.
- Ensured compliance with federal and state regulations through regular audits and adherence to established policies and procedures.
CREDIT OFFICER AND PROJECT OFFICER
MERU COMMUNITY BANK
05.2015 - 03.2018
- Provide High-Quality Personal Service to Customers, Recruit New Clients, Deposit Mobilization, Client Visitation, Client monitoring, Prepare internal and external credit reports such as classification reports, monitoring and evaluation reports on a timely basis, Loan Portfolio Management, Training groups on banking products, value addition, loan management, leadership, and recordkeeping, Other Duties as may be assigned
Groups Loans Supervisor
MERU COMMUNITY BANK
12.2017 - 01.2018
- Manage group loan portfolio, Recruit more groups client to increase group loan portfolio, Arrange and participate in frequent groups training, Development of other groups’ loans product, Arrears and NPL monitoring, Any other duty assigned by the credit manager
Sales Officer at Nane Nane exhibition
LONAGRO TANZANIA LIMITED
08.2013 - 08.2013
- Presentation and demonstrate how different machines work, Manage sales of the day, Preparation of invoices
Education
Bachelor Of Banking -
INSTITUTE OF FINANCE
MARA SECONDARY SCHOOL
MBUGUNI SECONDARY SCHOOL
Country Code
+255
Mobile Telephone
- 255 755 708601
- 255 689 464 691
Experience From Other Departments - Duties
- Bank teller
- Custodian
- Assist in the preparation of liquidity and reconciliation statements
- Voucher and transaction supervision
- Marketing of bank products and share mobilization
Work Abilities And Personal Attributes - Skills
- Excellent interpersonal, negotiation, and communication skills
- Creative and analytical thinker
- Dynamic and able to work in cross-cultural environments
- Ability to work independently
- Self-disciplined, strong work ethic, and trustworthy
- Team player
- Morally and ethically tuned as well as gods fearing
Other Skills - Certificates
- CERTIFICATE FROM BANK OF TANZANIA - CREDIT RISK MANAGEMENT FOR BANKING INSTITUTIONS
- CERTIFICATE FROM BIG PICTURE CONSULTING CO LTD - training course on customer service management
Middle Name
Prosper
Personal Information
- Place of Birth: Arusha
- Date of Birth: 09/29/89
- Gender: Male
- Nationality: United Republic of Tanzania
- Marital Status: Married
References
- MR. GRAYSON NTANGEKI, P.O.BOX 1184 DAR ES SALAAM, TANZANIA, greytangeki@gmail.com, +255 712 625 802, +255 769 923 588, BANK EXAMINER BANK OF TANZANIA
- MR. GOODLUCK STEPHANO MALLEKO, P.O BOX 34 ARUSHA, TANZANIA, gmalleko211@yahoo.com, +255 762 510 608, OPERATION MANAGER ADF MICROFINANCE LTD.
- LUCAS VARIO OLOITAI, P.O.Box 519, Arusha, Tanzania, lucasvario67@gmail.com, +255 763596082, INTERNAL AUDITOR
Hobbies and Interests
- Fieldworks
- Researching
- Browsing
- Exchanging ideas with various people
- Reading Newspaper, Magazine, Books, Novels, and Journal
- Watching movies, films, Television and listening Radio
- Traveling
- Making new influential friends
Timeline
Loan Supervisor
Vision Fund Microfinance Bank Limited
02.2024 - Current
Loan Officer Supervisor
Vision Fund Microfinance Bank Limited
02.2024 - Current
LOAN OFFICER
VISION FUND MICROFINANCE BANK
08.2018
Groups Loans Supervisor
MERU COMMUNITY BANK
12.2017 - 01.2018
CREDIT OFFICER AND PROJECT OFFICER
MERU COMMUNITY BANK
05.2015 - 03.2018
Sales Officer at Nane Nane exhibition
LONAGRO TANZANIA LIMITED
08.2013 - 08.2013
Bachelor Of Banking -
INSTITUTE OF FINANCE
MARA SECONDARY SCHOOL
MBUGUNI SECONDARY SCHOOL