Dalton Pallangyo
Dar es Salaam
Summary
A highly motivated and dynamic individual with a Bachelor's Degree in Banking and Finance possessing strong analytical skills, financial reporting and operations. Currently serving as a Finance and Operations Officer with hands-on-experience in preparing financial reports, cash flow forecasts, monitoring financial performance, performing reconciliation and ensuring compliance with internal policies and regulatory authorities. Committed to delivering satisfactory work performance, maintaining professionalism, integrity and customer satisfaction within the banking and financial industry.
Overview
4
4
years of professional experience
Work History
Finance and Operations Officer
Coshve Finance
Dar Es Salaam, Tanzania
01.2026 - Current
- Prepared weekly, monthly, quarterly, and annual financial reports in line with management and regulatory requirements.
- Developed cash flow forecasts to support decision-making and funding needs.
- Monitored financial performance through variance analysis and budget tracking.
- Coordinated loan disbursement processes, ensuring compliance with credit policies.
- Performed bank and system reconciliations to ensure the accuracy of financial records.
- Oversaw fund investments, managed associated risks, and monitored operational expenses to support cost efficiency.
Field Practical Training
CRDB Bank (Oyster Bay Branch)
Dar Es Salaam, Tanzania
07.2024 - 09.2024
- Facilitated the opening of over 50 customer accounts, ensuring 100% adherence to Know Your Customer (KYC) standards.
- Assisted credit officers in evaluating the creditworthiness of loan applicants through financial statement analysis and verification of collateral documentation.
- Spearheaded a customer education initiative that increased mobile banking and internet banking enrollment by 20% among branch walk-in clients.
- Resolved customer problems and queries with knowledgeable and friendly service, promoting high levels of customer satisfaction.
- Supported branch operations by delivering accurate customer onboarding assistance in line with established compliance requirements.
- Contributed to lending assessment processes by helping review applicant financial documentation and supporting informed credit evaluation.
Intern
Techy8
Dar Es Salaam, Tanzania
05.2022 - 11.2022
- Assisted in developing software solutions for client projects.
- Collaborated with designers to perform user acceptance testing and support the creation of user-friendly interfaces for financial online platforms.
- Supported the analysis of transaction data to inform platform performance and reporting needs.
- Prepared financial reports for financial online platforms with accuracy and attention to detail.
- Assisted in onboarding clients to financial online platforms and guiding platform adoption.
- Supported client training on the use of different online platforms to improve user understanding and engagement.
Education
Banking And Finance
Institute of Finance Management
Dar Es Salaam, Tanzania11-2025
Skills
- Financial Analysis and Reporting
- Microsoft Office Suite
- Attention to Detail
- Analytical and Problem Solving Skills
- Team work and Collaboration
- Customer service
Reference
Upendo Fatukubonye
Techy8 - Chief Executive Officer (CEO)
Dar es Salaam, Tanzania
Phone: +255 713842451
Email: Upendo@techy8.com
Odilia Nanga
CRDB Bank (Oyster Bay Branch)
Dar es Salaam, Tanzania
Phone: +255 715336325
Email: odilia.nanga@crdbbank.co.tz
Joseph Waziri
Breakthrough Attorneys- Tax Partner
Dar es Salaam, Tanzania
Phone: +255 754710330
Email: waziri@breakthroughattorneys.com
Timeline
Finance and Operations Officer
Coshve Finance
01.2026 - Current
Field Practical Training
CRDB Bank (Oyster Bay Branch)
07.2024 - 09.2024
Intern
Techy8
05.2022 - 11.2022
Banking And Finance
Institute of Finance Management