Charles Robert Mbegambega
Dar Es Salaam
Summary
High-performing Lending and Reconciliation Officer with integrity and leadership skills. Applies knowledge and abilities to positively impact on Lending and Reconciliation. Flexible in different situations and dynamic conditions. Works great under extreme stress and deadlines.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Lending Operations and Reconciliation Officer
Standard Chartered Bank
Dar Es Salaam, Tanzania
11.2021 - Current
- Process effectively and efficiently aligned to business strategy for the country.
- Covering the end-to-end lending operations for personal loan, and secured lending as well as the disbursement operations for Mortgage lending products.
- Scanning staff New loan/ Top-up/OD, manage mortgage activities, to manage capital reduction, early settlement and normal repayment.
- To manage operations on insurance and refunds. Reconciliation of LOS Insurance Intersystem Susp/ LOS Intersystem Suspense Account/ LISA Account/ Standard Chartered Bank Limited Account/ Sundry Creditors Insurance Account and Staff Loan Suspense Account.
- Managing and monitoring lending queues and making monthly reports of reworks.
- Maintain service quality standards towards Bank’s out serve initiative.
- Participating in various projects assigned by Head and LM.
Lending Ops,Outsourcing and Vendor Mngt Supervisor
Standard Chartered Bank
Dar Es Salaam, Tanzania
04.2015 - 10.2021
- Management of Cash from outsourced vendor
- Monitor Cash from outsourced vendor
- Mortgage operations
- Home loan operations
- Communicating with lawyers for loan documentation registration
- Monitoring insurance firm for making sure all home loans are insured as per requirements
- Archiving all home loan documents for future reference
- Reconciliation of lending accounts
- Approve and disbursement of home loan
- Vendor management.
Central Cash Officer
Standard Chartered Bank
Dar Es Salaam, Tanzania
02.2014 - 03.2015
- Management of central cash operations
- Distribution of cash to branches
- Ordering cash from Central Bank
- Cash Repatriation
- Cash Importation
- Reconciliation of Cash Accounts
- Maintain Cash float
- Reconciliation of monthly General Ledger and Transaction Processing.
- Monitor Branch Cash level
Reconciliation Officer
Standard Chartered Bank
Dar Es Salaam, Tanzania
01.2008 - 01.2014
- Reconciliation of all Suspense accounts
- Reconciliation of loan related accounts
- Reconciliation of draft issued accounts
- Reconciliation of Nostro(main) accounts
- Reconciliation of Straight Through Services(e-banking)
- Reconciliation of all Sundry Accounts
- Reconciliation of Cash Management Operations.
- Preparation of Departmental General Ledger Account ownership, reconciliation and ageing analysis report
- Reconciliation of Finance Account
- Report Business Operation risk to manager
- Oversee the Branch Reconciliation
Remittance Banking Officer
Standard Chartered Bank
Dar Es Salaam, Tanzania
01.2007 - 01.2008
- Customer Service.
- Maintained accurate records of customer accounts transactions.
- Developed relationships with customers to increase sales of bank services.
- TT Branch Reconciliation
- Pass entries which need manual intervention
- Reconciliation of remittance account daily
- Resolving customer's queries.
Education
National Board of Accountants And Auditors
Dar Es Salaam10-2022
Accounting
Advance Diploma in Accountancy
Dar Es Salaam11-2006
High School Diploma -
Advance Certifificate of Secondary Education
Dar Es Salaam05-2002
Certificate of Secondary Education
Dar Es Salaam11-1997
Skills
- Reporting and documentation
- Strategic Planning
- Attention to Detail
- Problem-solving abilities
- Experience in leadership
Languages
Swahili
First Language
English
Upper Intermediate (B2)
B2
Accomplishments
- Certificate of Leadership(Institute of Finance Management Student's Organization)-2006
- Certificate of Recognition-Invaluable Contribution towards Strong Controls
Certification
- Certified Public Accountant-National Board of Accountant and Auditors(NBAA/CR NO 0016428)
Timeline
Lending Operations and Reconciliation Officer
Standard Chartered Bank
11.2021 - Current
Lending Ops,Outsourcing and Vendor Mngt Supervisor
Standard Chartered Bank
04.2015 - 10.2021
Central Cash Officer
Standard Chartered Bank
02.2014 - 03.2015
Reconciliation Officer
Standard Chartered Bank
01.2008 - 01.2014
Remittance Banking Officer
Standard Chartered Bank
01.2007 - 01.2008
National Board of Accountants And Auditors
Accounting
Advance Diploma in Accountancy
High School Diploma -
Advance Certifificate of Secondary Education
Certificate of Secondary Education
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