Loan Officer
•Disbursement of loans to client.
•collecting their repayment at a time.
•Assessing customer business profile
- Managed a diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
- Monitored performance of existing loan portfolios to identify and address any issues.
- Cultivated lasting relationships with satisfied clients that led to repeat business as well as referrals from friends or family members.
- Improved loan processing efficiency by streamlining application procedures and documentation requirements.
- Developed and implemented marketing campaigns to attract new customers.
- Conducted thorough credit analysis to minimize risk exposure for the financial institution.
- Advised clients on mortgage, education and personal loans.
- Collaborated with underwriters to expedite loan approvals and close deals in a timely manner.
- Ensured compliance with all federal and state regulations throughout the loan origination process.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Compiled database of loan applicants' credit histories, financial statements and other financial information.
- Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
- Developed strong relationships with customers through high levels of customer service.